That the advice if your cards are lost or stolen.

If your credit card is lost or stolen, you can't lose more than $50. If someone uses your ATM or debit card without your permission, you can lose much more.

Reading your monthly statement is absolutely necessary. Errors in totals charged to your card, charges added twice and other mistakes can add up quickly.

Credit cards, if used properly, can be useful and convenient, and can even help build a strong credit history that will help you with future activities like home-buying, paying for higher education, and even finding a job.

More and more teens and college students have credit cards. Card companies target both groups because they are a fast-growing group with money to spend. While student cards are easy to get, the card companies commonly charge hefty fees and interest rates to teenage card-holders.

An illustrated fact sheet that explains how finance charges for credit cards are calculated, and shows how to reduce the cost of using credit cards. Includes a glossary of financial terms relating to credit cards

The key to reading your credit card statement is to understand the terms on it. Here are explanations of common terms.

There are some tips to lower costs.

This article will shed some light on credit card debt and the benefits of getting out of it.

But do you honestly understand the rates and all the terminology that goes along with your credit card? Understanding all the rates, is the first step in gaining control of your debt and the first step in cutting down those interest charges.