With all the cash back credit cards available, how does someone choose the best offer? Based on CardOffers.com's statistics, the Discover More Card is the best choice for users. This card allows users to earn a 5% rebate on purchases made in popular categories such as home, apparel, and many more. Users can also earn up to a 1% rebate on general purchases and .25% when making purchases at select warehouse clubs and discount stores. As a bonus, cardholders can earn double Cashback Bonuses when they use their rebates towards gift certificates from Discover Card Partners. This card also offers a 0% introductory rate for the first year with no annual fees. Cardholders also receive benefits like auto rental insurance, up to $500,000 in travel accident insurance, and fraud protection.